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Wednesday, 18 November 2020

Tips for saving money on your Christmas shopping.

Hey readers, 

Christmas is fast approaching and with lockdown, it can be quite daunting especially as a lot of people are going through financial difficulty. 

Here are some ways to save money on your shopping at Christmas. 

Tips for saving money on your Christmas shopping.


1. Budget. 

It is important to set a budget and stick to it. Not only does it feel like you are in control but it allows you to also enjoy the event without getting flustered. Christmas doesn't have to be OTT with presents because remember it is also about sharing time together with loved ones. 

Don't let finances rule you, take control and if you can't afford something don't buy it, people will understand if you tell them. Christmas should be a time to relax not get stressed out.

2. Sell. 

A good way to earn some money is to look around your home and sell stuff on eBay or Facebook market place. 

I have done this myself and it has helped with my Christmas budget, which again is a great deal of pressure off. 

3. Cashback sites.

If you are shopping online for presents then I recommend using cashback apps such as Quidco and Top Cashback. 

What you so go on the site search a shop you want to buy something from click on the link and it will take you directly to shop. 

Once you have brought something from the shop you get a certain percentage cashback.  

4. Spread the cost. 

Spread the cost of your shopping so buy x amount each week and then this means it won't be overwhelming if you left it to the last minute. 

5. Research. 

Before hitting the shops, take some time to do your research online with google shopping to find the best deals on the things you want to buy for Christmas. 

6. Planning.

Planning is key and is the one main thing to help you keep within your finances. Write down a list of your budget and the things you want to buy within that budget. Always stick to a list than less likely to impulse buy. 

7. Loyalty cards. 

I really like loyalty cards as they give you money back which will save you money. Shops like Tesco (Tesco rewards), Sainsbury's (nectar card), Boots (Boots advantage card) give you x amount of points when you shop with that store. 

Then once you have accumulated so many points can transfer money from your shopping from the store. 

8. Vouchercodes. 

Check out Vouchercodes where they have a search engine for voucher codes and discounts on a lot of stores such as Tesco, New Look, Debenhams to save some money if you are planning to shop in certain stores. 

9. Supermarkets.

Swap supermarkets when you do the shop for budget-friendly ones Lidl and Aldi so much cheaper and the quality is still very good. 

Remember to write a list before you go as I have been guilty of being caught up in the moment and at least with a list you can stick to it and not buy too much food.

10. Yellow stickers.

In my household, we buy our Christmas meat in the yellow stickers that are reduced at the end of the day and put it in the freezer. Saves an absolute fortune. 

Also nowadays people are braver and don’t all go for turkey – don’t feel pressure if you don’t want, there are so many meats to choose from. Even better if you feel up to it you could go vegetarian and save the pounds there.

11. Courier.

If you are sending presents to relatives or friends don't just rely on Royal Mail as a courier. Have a look around as there can be some services that are much cheaper.

12. Christmas post. 

When sending a Christmas card in the post to someone a cheaper way to do is use second class stamps. 

However, it may take longer but make sure you’re earlier and then it should not be a problem and your purse will be happier for it.

13. Christmas tree.

I know it is tempting to have a fresh tree as they seem to be the fashionable thing to do. But really it is a lot cheaper to opt for a fake tree as this will save you money in the long term. 

Not to mention the positive impact of choosing a more environmentally friendly option as a pose to buying a fresh tree that is chopped down just for Christmas and then checked away in a few weeks’ time.

14. IOU.

We all know items in the shops are cheaper instantly after Christmas Day. One way to save some money is between you and say your friend is doing an IOU (I owe you) meaning instead of handing your friend a present at Christmas do it after.

Hope this helps. Have I missed any tips on saving money that you find helpful? Love to hear your thoughts in the comment section down below.

Cheers for reading X

1 comment :

  1. I have been buying things for the last few weeks to get a head start on the Christmas food shop. I must stop dipping into it though. The selection boxes are so tempting.
    Great advice. x

    ReplyDelete